Our program at Allrich Auto is designed to provide a hassle-free and accessible car buying experience for our customers in Atlanta. Here's a checklist outlining how our program works:
1. $1000 Down Payment: To get started, customers are required to provide a down payment of at least $1000. This down payment helps secure the vehicle of their choice and contributes towards the total cost of the purchase.
2. Proof of Residence: We require customers to provide proof of residence, such as a utility bill or lease agreement, to verify their current address. This helps ensure that our customers are local residents and aids in the financing process.
3. Proof of Income: Instead of focusing on credit checks, we prioritize verifying our customers' income to assess their ability to make timely payments. Customers must provide proof of income, such as recent pay stubs or bank statements, which demonstrates their financial stability.
4. Full Coverage Insurance: Before leaving our car lot, customers must provide proof of full coverage insurance for the vehicle they are purchasing. This requirement ensures that our customers have adequate protection for their investment.
5. Job Is Your Credit: We believe in giving everyone an opportunity to finance a vehicle, regardless of their credit history. We do not perform credit checks as part of our program, making employment history a crucial factor. As long as our customers have a steady job, their employment serves as their credit.
By following this checklist, customers can take advantage of our program to secure a reliable vehicle without the traditional barriers posed by credit checks. At Allrich Auto, we are committed to helping our customers find transportation solutions that meet their needs and fit within their financial capabilities.